Bible Pathways in Picture and Word

Obamacare Made Simple 

 "Those who don't know history are destined to repeat it." Edmund Burke

Isaiah 46:9-10  Remember the former things of old: for I am God, and there is none else; I am God, and there is none like me, Declaring the end from the beginning, and from ancient times the things that are not yet done, saying, My counsel shall stand, and I will do all my pleasure: 


"Today, the countries of Scandinavia are welfare states. This means that the government takes the 
responsibility of caring for the people "from the cradle to the grave." Jobs, medical care, child care, and other services are provided by the government. This form of Socialism has caused many problems in Scandinavia." 
Old World History and Geography p.159

"A government big enough to give you everything you want, is big enough to take away everything you have." Thomas Jefferson

“When we give government the power to make medical decisions for us, we, in essence, accept that the state owns our bodies.” Ron Paul



Some interesting info on Obamacare:

From Forbes website   

http://www.forbes.com/sites/mikepatton/2013/10/28/obamacare-penalties-and-exemptions/

We find the following information

Exemption From Non-Compliance Penalties

Certain individuals will be exempt from Obamacare. According to the website, healthcare.gov, you may qualify for an exemption if:

  1. You’re uninsured for less than 3 months of the year;
  2. The lowest-priced coverage available to you would cost more than 8% of your household income;
  3. You don’t have to file a tax return because your income is too low;
  4. You’re a member of a federally recognized tribe or eligible for services through an Indian Health Services provider;
  5. You’re a member of a recognized health care sharing ministry;
  6. You’re a member of a recognized religious sect with religious objections to insurance, including Social Securityand Medicare;
  7. You’re incarcerated, and not awaiting the disposition of charges against you; and
  8. You’re not lawfully present in the U.S.

It should also be noted that if your income is less than 133% of the federal poverty level, you will be relieved of this penalty. At first blush, the exemptions seem to focus on the poor, those in prison, Native Americans, and illegal immigrants. There is, however, another list of qualified exemptions.

Hardship Exemptions

You may qualify for a hardship exemption if:

  1. You were homeless;
  2. You were evicted in the past 6 months or were facing eviction or foreclosure;
  3. You received a shut-off notice from a utility company;
  4. You recently experienced domestic violence;
  5. You recently experienced the death of a close family member;
  6. You experienced a fire, flood, or other natural or human-caused disaster that caused substantial damage to your property;
  7. You filed for bankruptcy in the last 6 months;
  8. You had medical expenses you couldn’t pay in the last 24 months;
  9. You experienced unexpected increases in necessary expenses due to caring for an ill, disabled, or aging family member;
  10. You expect to claim a child as a tax dependent who’s been denied coverage in Medicaid and CHIP, and another person is required by court order to give medical support to the child. In this case, you do not have the pay the penalty for the child;
  11. As a result of an eligibility appeals decision, you’re eligible for enrollment in a qualified health plan (QHP) through the Marketplace, lower costs on your monthly premiums, or cost-sharing reductions for a time period when you weren’t enrolled in a QHP through the Marketplace; and
  12. You were determined ineligible for Medicaid because your state didn’t expand eligibility for Medicaid under the Affordable Care Act.

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https://www.healthcare.gov/exemptions/


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From http://obamacarefacts.com/obamacare-taxes.php

We find the following information

The 2013 Federal Poverty Level Guidelines below are used to Determine if your percentage of the poverty level for both taxes and cost-assistance.

 Household Size

 100%

 133%

150%

200% 

 300%

400% 

 1

$11,170

$14,856

$16,755

$22,340

$33,510

$44,680

 2

15,130

 20,123

22,695

  30,260

45,390

60,520

 3

19,090

 25,390

28,635

  38,180

57,270

76,360

 4

23,050

 30,657

34,575

  46,100

69,150

92,200

 5

27,010

 35,923

40,515

  54,020

81,030

108,040

 6

30,970

 41,190

46,455

  61,940

92,910

123,880

 7

34,930

 46,457

52,395

  69,860

104,790

139,720

 8

38,890

 51,724

58,335

  77,780

116,670

155,560

 For each additional person, add

$3,960

 $5,267

$5,940

  $7,920

$11,880

$15,840

This following table is an example of how premium tax credits work. Please note that the numbers below are purely for example and don't reflect your personal rates.

Health Insurance Premiums and Cost Sharing under PPACA for Average Family of 4 For "Silver Plan"
Income % of federal poverty levelPremium Cap as a Share of IncomeIncome $ (family of 4)Max Annual Out-of-Pocket PremiumPremium SavingsAdditional Cost-Sharing Subsidy
133%3% of income$31,900$992$10,345$5,040
150%4% of income$33,075$1,323$9,918$5,040
200%6.3% of income$44,100$2,778$8,366$4,000
250%8.05% of income$55,125$4,438$6,597$1,930
300%9.5% of income$66,150$6,284$4,628$1,480
350%9.5% of income$77,175$7,332$3,512$1,480
400%9.5% of income$88,200$8,379$2,395$1,480

In 2016, the FPL is projected to equal about $11,800 for a single person and about $24,000 for family of four. Use the Kaiser ObamaCare Cost Calculator for more information. DHHS and CBO estimate the average annual premium cost in 2014 to be $11,328 for family of 4 without the reform. Source: Wikipedia


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"To compel a man to subsidize with his taxes the propagation of ideas which he disbelieves and abhors is sinful and tyrannical." Thomas Jefferson



For "Real Health Care" see HERE